FAQ

Q. I don’t have a lot of money to use for a down payment, can I still purchase?

A. Yes! Anne is up to date on programs, like the $100 down. You need a minimum for a 550 credit score and $1000 deposit (of which you get $900 back) at closing. This program even can give you money towards fixing the house new furnace, plumbing, roof etc.!

Q. I owe more on my house than I can sell it for, can Anne help me sell it?

A. Yes! Anne has extensive knowledge of selling homes on a short sale.

Q. What is a “short sale”?

A. When a homeowner negotiates selling their home for less than what is owned on the mortgage.
Example: Joe bought his home in 2005 for $200,000 for zero down and now he owes $185,000. Hos home is worth now $165,000. If the mortgage company agrees to a short sale payoff they will allow Jore to sell the home for $165,000 and will write off the $20,000 loss or give a promissory note.